Disclaimer

1. General Information

The information provided through QuickPay is for general informational purposes only. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about:

• The completeness, accuracy, reliability, or availability of the app
• The suitability of our services for your specific purposes
• The availability of third-party services integrated with our app
• The security of data transmission over the internet

2. Service Availability

No Guarantee of Uninterrupted Service

• QuickPay services may be temporarily unavailable due to maintenance, updates, or technical issues
• We do not guarantee 24/7 availability of all features
• Scheduled maintenance will be announced in advance when possible
• We are not liable for service interruptions caused by third-party providers
• Internet connectivity issues may affect service access

3. Financial Transactions

Transaction Processing

• Transaction completion times may vary depending on payment methods and banking systems
• We are not responsible for delays caused by banks or payment gateways
• Failed transactions will be refunded according to our refund policy
• Transaction limits and fees are subject to change

Not Financial Advice

• QuickPay does not provide financial, investment, or tax advice
• Information displayed should not be construed as financial advice
• Consult with qualified professionals for financial planning
• We are not responsible for financial decisions made based on our services

4. Third-Party Services

External Links and Integrations

• QuickPay may contain links to third-party websites and services
• We are not responsible for the content, privacy practices, or availability of third-party services
• Use of third-party services is at your own risk
• We do not endorse or guarantee third-party products or services
• Issues with third-party services should be directed to the respective providers

5. Security Disclaimer

Data Security

• While we implement industry-standard security measures, no system is completely secure
• We cannot guarantee absolute protection against unauthorized access or data breaches
• You are responsible for maintaining the security of your device and credentials
• Use strong passwords and enable two-factor authentication

Biometric Authentication

• Biometric data is stored locally on your device, not on our servers
• We are not liable for unauthorized access due to biometric spoofing
• Biometric authentication availability depends on device capabilities

6. User Responsibilities

You acknowledge that you are solely responsible for:

• Maintaining accurate account information
• Verifying transaction details before confirmation
• Securing your device and login credentials
• Complying with applicable laws and regulations
• Reporting suspicious activities or security concerns
• Keeping your app updated to the latest version
• Understanding fees and charges before transactions

7. Accuracy of Information

• We strive to provide accurate transaction records and account balances
• Technical glitches may temporarily display incorrect information
• You should verify critical information before making decisions
• Report any discrepancies to our support team immediately
• We reserve the right to correct errors without prior notice

8. Promotional Offers and Cashback

No Guarantee of Benefits

• Cashback and promotional offers are subject to specific terms and conditions
• Offers may be modified, suspended, or terminated at any time
• We are not liable if offers fail to meet your expectations
• Cashback amounts and timelines are estimates and may vary
• Eligibility for offers depends on KYC status and transaction history

9. Technical Requirements

• QuickPay requires compatible devices and operating systems
• We do not guarantee compatibility with all devices
• Older devices may experience performance issues
• You are responsible for device and software updates
• We may discontinue support for outdated platforms

10. Refunds and Chargebacks

• Refund processing times vary by payment method and service provider
• We are not responsible for delays caused by banks or payment gateways
• Initiating chargebacks without contacting support may result in account suspension
• Refunds are subject to verification and our refund policy
• Some transactions may be non-refundable

11. Regulatory Compliance

Operating Under RBI Guidelines

• QuickPay operates in compliance with Reserve Bank of India (RBI) regulations
• We may request additional documentation for regulatory compliance
• Changes in regulations may affect service availability or features
• We are not liable for losses due to regulatory changes
• Tax obligations are your responsibility - consult a tax professional

12. Limitation of Liability

To the maximum extent permitted by law, QuickPay and its affiliates, officers, directors, employees, and agents shall not be liable for:

• Any direct, indirect, incidental, or consequential damages
• Loss of profits, revenue, data, or business opportunities
• Service interruptions or technical failures
• Unauthorized access to your account due to your negligence
• Actions or omissions of third-party service providers
• Losses due to your violation of Terms and Conditions
• Any damages exceeding the fees paid to us in the last 12 months

13. Disclaimer of Warranties

"AS IS" and "AS AVAILABLE" Basis

QuickPay is provided without warranties of any kind, whether express or implied, including but not limited to:

• Implied warranties of merchantability
• Fitness for a particular purpose
• Non-infringement of third-party rights
• Accuracy, reliability, or completeness of information
• Absence of viruses or other harmful components

14. Force Majeure

We are not liable for failures or delays in service due to events beyond our reasonable control, including but not limited to:

• Natural disasters (earthquakes, floods, pandemics)
• Acts of war, terrorism, or civil unrest
• Government actions, laws, or regulations
• Internet or telecommunications failures
• Power outages or infrastructure failures
• Third-party service provider outages

15. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting. Your continued use of QuickPay after changes constitutes acceptance of the updated disclaimer.

16. Severability

If any provision of this disclaimer is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.